Superannuation

Business Tips, Ideas & Support Articles

super pay day changes 2026
Bookkeeping

Payday Super Changes 2026: What Every Employer Needs to Know

Payday Super changes 2026 are officially underway – we all knew this was coming, but now it is becoming real. Last week, the Federal Government introduced the Treasury Laws Amendment (Payday Superannuation) Bill 2025 to Parliament, confirming the long-awaited Payday Super changes 2026 that will transform how employers pay super in Australia. This reform will require employers to pay superannuation at the same time as wages and salaries which is a major shift from the current quarterly system. It is designed to improve retirement outcomes and reduce unpaid super across Australia. What Are the Payday Super Changes 2026? The new rules

super tax on balances over $3 million
Superannuation

Proposed Super Tax Explained: 15% Tax on Balances Over $3 Million (Including Unrealised Gains)

Super Tax on Balances Over $3 Million: What You Need to Know A new super tax on balances over $3 million is in the spotlight — and it’s not just a concern for the ultra-wealthy. This proposal could change how we manage and protect long-term investments. What’s Happening? The Federal Government has introduced draft legislation to apply a 15% tax on super earnings over $3 million. What makes this unusual is that it includes unrealised gains – growth on assets you haven’t sold yet. If passed, the change would take effect from 1 July 2025, with the first tax assessments happening

Hidden cost of remote work
Accounting

Think the ATO Won’t Notice? Here’s the Hidden Cost of Compliance Slip-Ups

Let’s be honest – keeping up with compliance isn’t exactly the most exciting part of running a business. But ignoring it? That’s where the hidden cost of ATO compliance really kicks in – and it can hurt more than you realise. But it is one of the most important. And when it falls off the priority list? That’s where the real trouble starts. At Inline Partners, we’ve worked with hundreds of businesses navigating the ups and downs of growth – and this is something we see far too often: Superannuation isn’t paid on time (or sometimes not paid at all) Clients

Superannuation

How to boost your superannuation savings

Boost your superannuation savings Many people see their superannuation as money they only need to think about when retirement approaches. However, this shouldn’t be the case. Whether you’re self-employed or working for a company, making good financial choices about your superannuation will help you maximise your savings and live out your dream retirement. Disparities in Australia Unfortunately in Australia, those who are self-employed tend to track behind when it comes to superannuation. In fact, data from the Association of Superannuation Funds of Australian (ASFA), shows that about 20 per cent of the self-employed population have no superannuation, compared with only eight per